Still Scared of Paying Yourself First

The biggest challenge of paying yourself first seems to be the mentality of not making enough to save.

With that thought constantly ringing in our head, it becomes hard to get started. 

If you feel like you aren’t making enough money to save, try starting with a very small amount, such as 1% of your income. From every paycheck or income received, simply save 1% of the amount, each and every time. 

You will not miss this amount, and over time, you will have saved some money.

When you pay off existing debts and find yourself with more discretionary income each month, or when your income increases due to a pay raise or promotion; then let's toast to that, it's time you increase your savings percentage.